Starting university is an exciting time, but it can also be an expensive time. If you are not working, you’ll probably be relying on a student loan to pay for your living costs (and social life!). Saving money is therefore important for many students, and there are many ways that you can rein in your spending while still having a great time. Choose Your Bank Carefully Many banks have different bonuses to tempt in students when they start university. For example, you may be able to get your hands on a three-year railcard, which could save you a fortune on train travel costs. Other perks could include free gifts and discounts, so spend some time looking over all of the offers to find out where you could make some immediate savings. Make Use of Your Student Status Many places will provide discounts for students, including attractions, restaurants and travel agents. Use it to your advantage. Always ask if there is a student discount available, then flash your student card to take advantage of the offers. Save Money on Your Computer You may be tempted to buy lots of new things when you start uni, but some things will be essential, such as your computer. However, rather than buying an expensive new computer, you could be better off buying a refurbished computer. These are just as powerful and are often in excellent condition, so it could be a great way to make some savings. Learn How to Cook Students can end up spending a fortune on ready meals and takeaways if they don’t know how to cook for themselves. However, you could save lots of money by learning to cook yourself. Buying the basic ingredients in bulk and cooking your own meals is a lot cheaper, and it can be more fun as well. Find Out Whether You Need Contents Insurance You could save some money on contents insurance when you live in student halls. It may be that you are already covered on your parents’ policy, or you may be able to add your contents onto their policy for a lot less than getting a new policy yourself. Choose Mobile Internet Don’t invest in a whole-year contract for your internet because you will only be there for nine months of the year if you are staying in halls. Instead, consider opting for mobile internet. This is now faster than ever, and you’ll be able to use it wherever you go, whether in your halls or back at your parents’ house. Of course, there are more restrictive download limits with mobile broadband, but it is worth considering. Save Money When You Start Your Studies Money can be tight when you are a student, so it makes sense to save money wherever you can. These are just some of the ways that you can save money when you start studying at university, so keep them in mind and try to hold back on your spending while still having a great time. --- Author Bio: This guest post was written by Portable Universe. If you want to find out more about cheap Windows 7 laptops UK from Portable Universe to help you save money when you start university, visit the website at www.portableuniverse.co.uk.